For 2026, the standard conforming loan limit for a single-family home in all Oregon counties is $832,750 . 2. Essential Documentation

To secure a mortgage pre-approval—a critical step in Oregon's competitive market—you must provide:

Options for 0% down for eligible veterans or rural properties.

Provides the FirstHome and NextStep loan programs, which offer down payment assistance (typically 4% to 5% of the loan amount) to those meeting income limits.