Auto Insurance For Dummies Instant

Understanding insurance is easier when you split it into three categories: A. Liability (The "Other Guy" Coverage)

Most jurisdictions require it to ensure you can pay for damage you cause to others.

This is the most important part because it is usually required by law. If you cause an accident, liability pays for: The other person’s medical bills. auto insurance for dummies

Pays for your medical bills regardless of who is at fault.

Pays to repair your car if you hit something (another car, a tree, a guardrail). Understanding insurance is easier when you split it

Fixing the other person’s car or the fence you hit.

The amount you pay out-of-pocket before the insurance company kicks in. auto insurance for dummies

In many places, a higher credit score leads to lower insurance rates. 5. Conclusion