Flood Insurance - Where To Buy

Flood insurance is primarily purchased through the , which is managed by FEMA, or through private insurance companies . While the federal government oversees the NFIP, you typically buy these policies through the same local insurance agents who handle your home or auto insurance. Ways to Purchase Flood Insurance

: Companies like Progressive offer private flood insurance, which can sometimes provide higher coverage limits than the standard NFIP caps of $250,000 for buildings and $100,000 for contents. The National Flood Insurance Program: Floodsmart where to buy flood insurance

: Provides NFIP-backed coverage in all 50 states. Flood insurance is primarily purchased through the ,

: A high-volume WYO carrier where you can track claims at MySelectiveFlood.com. The National Flood Insurance Program: Floodsmart : Provides

Many well-known national carriers participate in the program, meaning they sell NFIP policies under their own brand name. Allstate : Offers NFIP-backed policies through local agents.