To Buy Annuities: Where

Your local bank likely has a partnership with one or more insurance carriers to sell annuities to their customers.

Top-rated companies include New York Life (rated A++ for financial strength) and Allianz Life (a leader in fixed index annuities). MassMutual and Nationwide also offer robust direct options.

Independent brokers and "fee-only" fiduciary advisors represent multiple insurance companies rather than just one. where to buy annuities

Tech-savvy DIYers who want to avoid sales pressure and high commissions. Key Platforms:

Captive agents can only sell products from their own company, meaning they won't show you potentially better rates from a competitor. 2. Independent Brokers and Financial Advisors Your local bank likely has a partnership with

A newer way to buy, these platforms allow you to research, compare, and sometimes purchase annuities entirely online.

Banks typically have a much more limited selection of products than an independent broker. 4. Brokerage Firms and Mutual Fund Companies these platforms allow you to research

Known for a simplified, jargon-free online experience and low-risk fixed annuities.