: Each payment increases your stake in an asset that can be used as a trade-in later.

: While more expensive initially, buying is the cheapest way to drive if you keep the car for 6+ years and enjoy years of payment-free driving.

: If you enjoy driving a new car with the latest safety features every 2–3 years, leasing is more convenient.

: Both options require a strong credit score (typically 660+) for the best rates, and both will trigger a temporary dip in your score due to a hard inquiry. buy scenario for a model you have in mind?

: Owners aren't charged for "excessive wear and tear," making it better for those with messy pets or frequent dings.