While you can technically qualify for a mortgage with a score as low as 600–620, reaching the 680–720 range unlocks better interest rates and more flexible loan options. To secure the absolute best "prime" rates available in the market, many experts recommend aiming for a score above .
You’ve saved for the down payment, scouted the perfect neighborhood, and even picked out the paint colours. But before you get the keys, there’s a three-digit number that standing between you and your dream home: your credit score. what's the ideal credit score to buy a house
For most lenders, the .
While you don't need a "perfect" 900 to buy a house, your score determines how much home you can afford and how much you'll pay for it over the next 25 years. The Magic Numbers: What Lenders Look For While you can technically qualify for a mortgage
🏠 Keys to the Front Door: Why Your Credit Score is the Real Down Payment But before you get the keys, there’s a
Lenders use your score to gauge how likely you are to pay back a massive loan. In Canada, scores generally break down into these tiers for mortgage eligibility: What credit rating to buy a house? - hypotheques.ca