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Some dealers report your on-time payments to credit bureaus, which can help raise your score over time.

Use a BHPH dealership only as a . While they provide essential transportation to those shut out of traditional lending, the total cost of ownership is much higher due to interest. Always check the vehicle's history and have a mechanic look at it before signing, as these cars are typically sold "as-is." If you'd like to narrow down your options, tell me: we finance buy here pay here

Many require weekly or bi-weekly payments that coincide with your payday. Some dealers report your on-time payments to credit