: You must specifically allocate payments to your BNPL balance via the "Make a Payment" section in Very My Account to reduce that specific debt.

: If not paid in full, interest is backdated to the date of the order and compounded daily.

: While BNPL is convenient, late or missed payments can negatively impact your credit score.

: Pay a minimum of £5 or 6% of your balance each month. Interest will be charged at your account rate if you choose this option. Interest and Calculations

: Delivery charges, installation services, and monthly insurance products must be paid on your next statement and cannot be placed on BNPL.

: Split the cost into 3 equal monthly payments with 0% interest . This is automatically calculated on your statement as long as you pay the "Take 3" amount by the due date.

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