: You can own unequal shares (e.g., 70/30). If one partner dies, their share goes to their chosen heirs rather than automatically to the surviving partner.
: If both names are on the mortgage, both are 100% responsible for the loan. If one partner stops paying, the other is still legally obligated to cover the full amount to avoid foreclosure. unmarried couples buying a house
Applying for a mortgage jointly can increase your buying power, but it also carries shared risks. : You can own unequal shares (e