Starting The Home Buying Process Apr 2026

Your lender performs a final check of your finances to officially approve the loan.

You’ll sign final documents, pay your down payment and closing costs, and officially receive the keys. The Homebuying Process for First-Time Homebuyers starting the home buying process

Buying a home is a marathon, not a sprint. The process typically breaks down into three major phases: , active search , and closing . Phase 1: Financial Preparation Your lender performs a final check of your