Split-dollar Life Insurance | SAFE |

: Ensures the funding party (employer) recovers its contributions from the policy's cash value or death benefit. Common Structures

: Defines whether the employer or employee owns the policy. split-dollar life insurance

In these arrangements, one party (usually the employer) pays some or all of the premiums, while the other (the employee) provides the life to be insured and designates beneficiaries for a portion of the death benefit. : Specifies which party pays the premiums. : Ensures the funding party (employer) recovers its

: Outlines how the death benefit and cash value are split upon death or termination. : Specifies which party pays the premiums

Split-dollar life insurance is not a specific type of insurance policy, but rather a between two parties—typically an employer and an executive—to share the costs, ownership, and benefits of a permanent life insurance policy. Core Mechanisms

The structure determines tax treatment and ownership control.