Often requires no down payment and no monthly mortgage insurance. USDA Loans (for Rural Areas)
You may still qualify but typically need a 10% down payment . programs that help buy house with bad credit
These loans require mortgage insurance premiums (MIP), which add to the monthly cost. VA Loans (for Veterans and Service Members) Often requires no down payment and no monthly
The VA itself has no official minimum credit score , though most individual lenders prefer a score of 580 to 620. and eligible spouses.
Geared toward those with low income (typically 60% or less of the area's median income).
Backed by the Department of Veterans Affairs for military personnel, veterans, and eligible spouses.