Buying A House In Ohio: Process Of

Bring a certified check or arrange a wire transfer for your down payment and fees.

Aim for 620 or higher for conventional loans.

Now comes the fun part! Work with your agent to tour homes that fit your criteria. process of buying a house in ohio

Expect to pay 2% to 5% of the loan amount in fees.

Be prepared to sign a mountain of legal documents. Bring a certified check or arrange a wire

You will typically put down 1% to 2% of the purchase price to show good faith. 📋 6. Get a Home Inspection and Appraisal

Your lender will hire an appraiser to ensure the home is actually worth the amount you agreed to pay. 🔑 7. Close on Your New Home Work with your agent to tour homes that fit your criteria

You will need tax returns, W-2s, pay stubs, and bank statements.