Paypal Carding.txt [SAFE]

Unlike simple theft, a carding attack is often a high-volume, automated process. Fraudsters typically follow these stages:

Understanding Carding: The Mechanics of Modern Payment Fraud Paypal Carding.txt

: If a fraudulent transaction succeeds and is later disputed by the real cardholder, the merchant loses the funds and pays additional chargeback fees. Unlike simple theft, a carding attack is often

: Once a card is validated, it is either resold at a higher price or used to buy physical goods and gift cards, which are then liquidated for "clean" money. The Impact on Businesses Unlike simple theft

: Thieves obtain massive lists of compromised credit, debit, and prepaid card credentials, often through data breaches or from "automated vending carts" (AVCs) on the dark web.