Non-life Insurance Pricing With Generalized Lin... Apr 2026
The book by Esbjörn Ohlsson and Björn Johansson is considered a foundational text in actuarial science. It bridges the gap between statistical theory and practical tariff analysis in the property and casualty sectors. Core Strengths
: It extends standard GLM theory to address specific insurance needs, such as modeling claim frequency (often via Poisson distributions) and severity (via Gamma or Lognormal distributions). Key Technical Takeaways Non-life insurance pricing with generalized lin...
: Explains how "log-link" functions are crucial for maintaining strictly positive expected values in pricing models. The book by Esbjörn Ohlsson and Björn Johansson
: Details how to analyze multiple rating factors (like vehicle weight or driver age) to determine their impact on key ratios like pure premiums. Key Technical Takeaways : Explains how "log-link" functions
: Provides tools for the entire modeling lifecycle, from data preparation and selection of model form to refinement and validation. Critical Considerations Non-Life Insurance Pricing with Generalized Linear Models