📢 Veterans in Federal Service: Are You Leaving Money on the Table?
Since there is no "official" instant calculator (you must request your via Form RI 20-97), you can use this simple manual formula to estimate your cost and benefit. Step 1: Estimate Your Cost (The "Deposit") military service earnings buy back estimator
You have a 3-year grace period from your federal start date before interest begins to accrue on the buy-back amount. Start the paperwork early to save thousands in interest! 🧮 Military Service Earnings Buy-Back Estimator 📢 Veterans in Federal Service: Are You Leaving
Fill out Form RI 20-97 and send it to your respective military branch finance center with a copy of your DD-214. Start the paperwork early to save thousands in interest
Take your projected federal (the average of your 3 highest-earning years). Multiply that by .01 (1%). Multiply that result by your Years of Military Service .
Note: If you've been a fed for 3+ years, add roughly 3-4% interest for every year past that window. Step 2: Estimate Your Annual Benefit