: If you already receive Medicaid, help from your state paying Medicare premiums (Medicare Savings Programs), or Supplemental Security Income (SSI) , you are often automatically enrolled without needing a separate application [17, 21].

: It can eliminate or significantly reduce Part D premiums and annual deductibles [17, 24].

: Unlike standard Medicare plans, you can apply for the LIS at any time during the year [7].

: If you are eligible for Extra Help, you will not have to pay a late enrollment penalty for Part D [8, 10].

: Applying online through platforms like the BenefitsCheckUp allows you to be simultaneously screened for other state benefits, such as Supplemental Nutrition Assistance Program (SNAP) and state pharmaceutical assistance [13].

An approved LIS application can provide significant savings, estimated at an average value of [17]. These features include: