: While originally founded in the U.S., its UK headquarters are located in Chester, England. Core Services
: MBNA is a trading style of Lloyds Bank plc and operates as part of the Lloyds Banking Group .
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: The brand was originally a subsidiary of Bank of America but was acquired by Lloyds Banking Group in June 2017 for £1.9 billion.
: Purchases made on MBNA credit cards between £100 and £30,000 are covered by Section 75 of the Consumer Credit Act 1974 , providing legal recourse if goods or services are not as described or a merchant breaches a contract.
: Reporting lost or stolen cards and 24/7 fraud monitoring. Regulation and Protection
: It is regulated in the UK by the Financial Conduct Authority (FCA) .
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