Maryland Car Insurance Laws Apr 2026

Maryland drivers must carry a "30/60/15" policy, which includes both liability and uninsured motorist coverage:

: Most policies require you to notify your insurer "promptly" after a crash, typically within 24 to 72 hours . maryland car insurance laws

: You must present an FR-19 form (Maryland Insurance Certification) to the MVA when registering a vehicle or if requested during a compliance audit. Maryland drivers must carry a "30/60/15" policy, which

Maryland is a state for car insurance, meaning the driver responsible for an accident is liable for the resulting damages. State law requires all vehicle owners to maintain specific minimum insurance limits to legally operate or register a vehicle. Minimum Insurance Requirements (30/60/15) State law requires all vehicle owners to maintain

: A minimum of $2,500 is required, though it can sometimes be waived for certain family members. Key Maryland Auto Insurance Laws