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IMPORTANT RISK WARNINGS / NOTES
  • Please CLICK HERE and read carefully the summary of the key features and risks specific to this fund stated in the factsheet prepared by the relevant fund house before making any investment decision.
  • Investors should note that all investments involve risks (including the possibility of loss of the capital invested), prices of fund units may go up as well as down and past performance information presented is not indicative of future performance.
  • Funds below may invest extensively in financial derivative instruments, thus subject to higher volatility as well as higher credit/counterparty and liquidity risks. Investing in these funds will involve a higher risk of loss of all, or substantial part, of the capital invested.
  • In order to comply with the requirements in relation to investor characterization as set out by Securities and Futures Commission in Hong Kong (the "SFC"), Hang Seng Bank Limited (the "Bank") only accepts customers who have been characterized by the Bank as having general knowledge of the nature and risks of derivatives to subscribe for fund(s) marked with "@" below.
  • Fund(s) marked with "^" are Complex Products as defined under the SFC's Guidelines on Online Distribution and Advisory Platforms and investors should exercise caution in relation to such fund(s).
  • Fund(s) marked with “#” are classified as High Yield Bond Funds by the Bank based on the Bank’s internal assessment and investors should exercise caution in understanding the special features and risks of such fund(s) investing primarily in high-yield debt securities and refer to Notice to Customers for Fund Investing for details.
  • Fixed Term Bond Funds have a fixed maturity date and subscriptions may not be allowed after the respective initial offer period. Redemptions prior to the maturity date may be subject to a downward price adjustment and investors may be redeeming at a lower redemption price (including switching-out of the Fund effected by redemption). Switching/redemption of fixed term bond funds before their maturity date may undermine investors' investment returns. The principal repaid before maturities of the underlying investments may be re-invested in shorter-dated debt securities or cash or cash equivalents, which may result in lower interest income and returns, if any, to the fund. Liquidation of the fund's underlying investments prematurely to meet substantial redemptions may adversely affect the value and return, if any, of the fund. Substantial redemptions during the term of the fund may render the size of the fund to shrink significantly and trigger the fund to be terminated earlier. Neither the distributions nor the capital of the fund is guaranteed. Please read carefully and understand the relevant fund's offering documents, including the fund details and full text of the risk factors stated therein, in detail before making any investment decision.
  • Fund(s) marked with "~" are not authorised by the SFC and are only made available to Professional Investors as defined under the Securities and Futures Ordinance.

Investors should not rely solely on the information contained on this webpage to make investment decisions. Investors should read carefully and understand the relevant fund's offering documents (including the fund details and full text of the risk factors stated therein (in particular those associated with investments in emerging markets for funds investing in emerging markets)) before making any investment decision.


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He didn't jump up or shout. He simply opened his notebook to the last blank page and started to write. The city was still moving too fast, but for the first time in years, Elias was exactly where he needed to be. I Don't Care How Long It Takes - d4vd Remix - TikTok

Here is a short story inspired by the melancholic yet hopeful vibe of that song: The Echo in the Rain

Elias sat on the same weathered bench every Tuesday evening, a frayed notebook balanced on his knees. The city around him moved in a frantic blur of neon lights and splashing tires, but he remained still. He was waiting for a melody—a specific sequence of notes his grandfather used to hum before the world grew quiet.

Friends told him to move on. They said the song was a ghost, a fragment of a past that didn't fit into the "speed up" tempo of modern life. They urged him to find a new hobby, a new city, a new life. Elias would just shake his head, clicking his pen.

"I don't care how long it takes," he whispered to the falling rain.

One Tuesday, a girl with a violin case sat on the opposite end of the bench. She didn't speak; she just opened her case and began to tune her strings. When she drew the bow across the wood, the first three notes weren't the ones Elias expected. They were better. They were the answer to the hum.

Years ago, they had started a song together. "Finish it when you find what you’re looking for," his grandfather had said. But Elias hadn’t found it yet. He had traveled through three time zones and dozens of grayscale cities, carrying nothing but a portable recorder and the memory of a hum.

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He didn't jump up or shout. He simply opened his notebook to the last blank page and started to write. The city was still moving too fast, but for the first time in years, Elias was exactly where he needed to be. I Don't Care How Long It Takes - d4vd Remix - TikTok

Here is a short story inspired by the melancholic yet hopeful vibe of that song: The Echo in the Rain

Elias sat on the same weathered bench every Tuesday evening, a frayed notebook balanced on his knees. The city around him moved in a frantic blur of neon lights and splashing tires, but he remained still. He was waiting for a melody—a specific sequence of notes his grandfather used to hum before the world grew quiet.

Friends told him to move on. They said the song was a ghost, a fragment of a past that didn't fit into the "speed up" tempo of modern life. They urged him to find a new hobby, a new city, a new life. Elias would just shake his head, clicking his pen.

"I don't care how long it takes," he whispered to the falling rain.

One Tuesday, a girl with a violin case sat on the opposite end of the bench. She didn't speak; she just opened her case and began to tune her strings. When she drew the bow across the wood, the first three notes weren't the ones Elias expected. They were better. They were the answer to the hum.

Years ago, they had started a song together. "Finish it when you find what you’re looking for," his grandfather had said. But Elias hadn’t found it yet. He had traveled through three time zones and dozens of grayscale cities, carrying nothing but a portable recorder and the memory of a hum.