Buy An Apartment Complex — How To Get A Loan To

Lenders require the property's Net Operating Income (NOI) to exceed the annual debt service. Most expect a DSCR of 1.25x or higher .

For larger loans, your net worth often needs to equal at least 100% of the loan amount , with liquid cash reserves (post-closing) of at least 10% of the loan amount . Primary Financing Options Buying Your First Apartment Complex: An Investor Guide how to get a loan to buy an apartment complex

To qualify for most commercial multifamily loans, you will generally need to meet these criteria: Lenders require the property's Net Operating Income (NOI)