: These are "deferred interest" plans. If you do not pay the balance in full by the end of the term, interest is charged retroactively from the original purchase date at a high rate (often over 30%).
: Offers typically include 12 to 24 months of no-interest financing depending on the purchase amount (e.g., $299+ for 12 months, $999+ for 24 months on home theater). how to finance best buy
Choosing the right option depends heavily on your credit score and your ability to pay off the balance quickly. My Best Buy® Credit Cards : These are "deferred interest" plans