Before touring open houses, you must establish a "personal affordability number" rather than relying solely on what a bank is willing to lend. How to Buy a House: A Step-by-Step Guide - Investopedia
Buying a home is one of the most significant financial and personal commitments you will ever make. While the process can seem overwhelming, breaking it down into a logical sequence—from financial preparation to closing day—makes it manageable and significantly reduces the risk of expensive errors. Phase 1: Building Your Financial Foundation