Buy a multi-unit property (like a duplex). Use a low-down-payment loan and let tenants' rent cover the mortgage. Hidden Costs to Watch For Usually 2–5% of the home price.
A small deposit made when your offer is accepted. Inspection Fees: Usually $300–$600 paid upfront. how to buy your first house with no money
💡 Focus on improving your credit score first. A higher score unlocks better DPA programs and lower interest rates. To help you find the best path, let me know: What is your approximate credit score ? Are you a military veteran ? What city or state are you looking to buy in? Buy a multi-unit property (like a duplex)