How To Buy My First Home Apr 2026

When you find "the one," your agent will help you determine a fair price based on "comps" (what similar homes nearby sold for). Don't be afraid to ask for a "seller concession" to help cover your closing costs if the house needs minor repairs. 6. The "Due Diligence" Phase

A pro checks for mold, structural issues, and faulty wiring. how to buy my first home

Your lender will require an independent value check to ensure the house is worth what you’re paying. 7. Closing Day When you find "the one," your agent will

A "pre-qualification" is a guess; a is a commitment. It shows sellers you are a serious, vetted buyer. Shop around with at least three lenders to compare interest rates and loan terms. 3. Find a "Buyer’s Agent" The "Due Diligence" Phase A pro checks for

It’s easy to get distracted by a pretty kitchen. Stay grounded by making a list:

Once your offer is accepted, you enter escrow. Never skip these two steps: