How To Buy Health Insurance In Oregon -

: If you experience a qualifying life event (e.g., losing a job, getting married, or having a baby), you can enroll outside of the standard dates. How to Apply : Online : Use the official HealthCare.gov portal.

OHP is Oregon's Medicaid program, providing free or very low-cost health coverage. how to buy health insurance in oregon

: Based primarily on income. For 2026, adults (19–64) generally qualify if they earn up to 138% of the Federal Poverty Level (approx. $1,799/month for a single person). : If you experience a qualifying life event (e

: Before buying, use the Oregon Window Shopping Tool to preview plans and estimate savings. 3. Medicare (For Seniors) : Based primarily on income

: For 2026 coverage, the window is November 1, 2025, to January 15, 2026 .

Buying health insurance in Oregon primarily involves two paths: the for low-income residents or the Health Insurance Marketplace for individuals and families who do not have coverage through an employer . 1. The Oregon Health Plan (OHP)

This is the hub for private health insurance plans. Financial help (subsidies) is only available if you buy through the Marketplace. :