14k gold is more durable and less expensive than 18k gold or platinum.

If you want the most bang for your buck, you shouldn't weigh all the 4Cs (Cut, Color, Clarity, Carat) equally: how to buy an engagement ring on a budget

Diamond prices jump significantly at "round" numbers (e.g., 1.0ct, 1.5ct). Buying a —like a 0.90ct instead of a 1.0ct—can save you up to 20% while being visually indistinguishable once set in a ring. 5. Choose the Right Setting The metal and style of the band affect the total cost: 14k gold is more durable and less expensive

Brick-and-mortar jewelry stores have massive overhead costs (rent, security, staff) that are passed on to you. Reputable online retailers (like Blue Nile, James Allen, or Ritani) often offer better prices and 360-degree videos of the actual diamond you are buying. 7. Alternative Gemstones 7. Alternative Gemstones