How To Buy A Home • Instant & Easy

: You generally need a 620 for a conventional loan, but 700+ unlocks much better interest rates [ 1.5.6 ].

: Stick to a short list of non-negotiables (bedrooms, commute time) to avoid getting overwhelmed [1.5.6]. how to buy a home

: 0% down options for veterans or rural/suburban buyers [1.6.3]. 3. Assemble Your Team 🤝 : You generally need a 620 for a

: Interview at least 2–3 agents. You want someone who knows your target neighborhood and responds quickly to texts [1.5.6, 1.5.9 ]. how to buy a home

: Mortgage rates can be volatile; if you find a rate you like, consider a rate lock to protect yourself while you close [ 1.4.9 ].

: Do this 24 hours before closing to ensure no new damage has occurred and agreed-upon repairs are done [1.5.6].