Hdfc Smart Buy App -

: Book flights (via EaseMyTrip, Cleartrip, Yatra) and hotels (via Cleartrip, Yatra, MakeMyTrip) directly through the portal.

: Purchase instant gift cards for over 150 brands (like Amazon, Swiggy, and BigBasket). This is often the most effective "hack" for earning high rewards on everyday groceries and shopping.

: Infinia and Diners Black Metal cardholders get ₹1.00 per point for flight and hotel bookings. hdfc smart buy app

For premium cardholders, SmartBuy is the most efficient way to use points:

Hotel & HDFC Flight Offers with SmartBuy Instant Vouchers - gyftr : Book flights (via EaseMyTrip, Cleartrip, Yatra) and

: Depending on your card variant (e.g., Infinia, Diners Black, or Regalia), you can earn up to 10X reward points or 5%–10% cashback on partner spends.

: Includes dedicated sections for Apple (Imagine/Tresor) , MyEMIShop (for electronics with instant cashback), and Duty Free pre-orders. Redemption Strategy (2026 Updated) : Infinia and Diners Black Metal cardholders get ₹1

: Most travel and high-value redemptions (like Apple or Tanishq) allow you to pay up to 70% of the value using points, with the remaining 30% charged to your card.