Countries like , Saudi Arabia , and the UAE mandate insurance, often through a mix of state-owned and private firms. Public vs. Private: Key Differences
Most nations now view basic third-party liability insurance as a "universal system for motorized societies". Private Insurers Vs Government Insurers - SMC Insurance government auto insurance programs
: The state provides a basic layer of mandatory insurance, while private companies offer supplemental coverage for physical damage or higher liability limits. This is the model in Japan and Quebec . Countries like , Saudi Arabia , and the