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: Funds are paid to you first. You have 60 days to deposit them into the new IRA, or you face taxes and a 10% early withdrawal penalty.
: The physical gold must be held in an IRS-approved depository; you cannot legally keep it at home. 2026 Rules & Limits Gold IRA Rollover Guide 2026 - Fidelity Investments GOLD IRA ROLLOVER
: You must open a specialized account through an IRS-approved custodian. : Funds are paid to you first