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Since cash is often the default requirement, most successful bidders use one of these alternative methods:
Buying a home at auction requires unconventional financing because standard mortgage timelines (30–45 days) usually conflict with auction deadlines, which often require full payment within . Additionally, many auction properties are sold "as-is" and may not meet the livability or appraisal standards required for traditional loans. Common Financing Strategies getting a loan to buy a house at auction