Free Anual Credit Report Apr 2026

Annual Credit Report Request ServiceP.O. Box 105281Atlanta, GA 30348-5281 Key Benefits and Details

: Call (877) 322-8228 to request your reports by phone. Mail : Download the request form and mail it to: free anual credit report

You can get your free credit reports through the official website AnnualCreditReport.com . This is the only site authorized by federal law to provide free credit reports from the three major national credit bureaus: Equifax, Experian, and TransUnion. How to Request Your Report Annual Credit Report Request ServiceP

: Visit the official AnnualCreditReport.com website to request your reports instantly. This is the only site authorized by federal

: Always type the URL directly into your browser to avoid fraudulent "look-alike" websites that may charge fees or steal personal data.

: Requesting your own credit report is considered a "soft inquiry" and will not lower your credit score .

: While federal law mandates one free report every 12 months, the three bureaus currently offer free weekly online reports to help consumers monitor their credit.