Free-and-credit-report [2025]

Regularly checking your files is the first line of defense against identity theft.

You can also request reports by calling 1-877-322-8228 or by mailing a request form to the Annual Credit Report Request Service . free-and-credit-report

When you receive your report, it will be divided into several critical sections: Regularly checking your files is the first line

Name, addresses (current and past), and Social Security number. addresses (current and past)

Federal law mandates that the three major credit bureaus—, Experian , and TransUnion —provide free reports.

Information on bankruptcies or foreclosures that may impact your creditworthiness. Taking Action