Do Any Cell Phone Companies Buy Out Contracts -

Several major cell phone carriers offer programs to "buy out" your current contract or pay off your remaining device balance when you switch to their service. As of April 2026, these offers typically take the form of or bill credits rather than the new carrier paying your old bill directly. 📱 Leading Buyout Programs (2026) Maximum Payout Key Requirements T-Mobile $800 per line

T-Mobile is one of the few that allows you to keep your current phone while they pay it off (via their "Keep and Switch" offer). AT&T "Switch and Save"

You must pay your final bill with your old carrier first, then submit a screenshot of that bill to T-Mobile. They reimburse you via a Virtual Prepaid Mastercard within roughly 15 days. do any cell phone companies buy out contracts

Often requires a "Switch and Save" redemption with an eligible device trade-in. 🔍 Detailed Breakdown of Top Offers T-Mobile "Family Freedom"

Switch to an eligible plan (e.g., Go5G Next) and port your number. $800 per line Switch and purchase a new device on an installment plan. Spectrum Mobile Up to $2,500 total Switch at least 3 lines; requires Spectrum Home Internet. Optimum Mobile Up to $2,000 total Several major cell phone carriers offer programs to

T-Mobile has rebranded its long-standing "Carrier Freedom" program to for 2026.

Available for multiple lines; reimbursement typically via prepaid card. Up to $650 per line AT&T "Switch and Save" You must pay your

AT&T provides competitive incentives, particularly for business and fiber customers. We'll Pay Off Your Phone - Switch to Spectrum Mobile