Under the , you have the legal right to access your credit report for free once every 12 months from each of the three major credit bureaus: Equifax , Experian , and TransUnion . However, through a program that was made permanent in 2023, you can now access these reports once a week for free . Official Method to Get Your Report

The federal government authorizes only one central source for these free reports:

: Call 1-877-322-8228 to have reports mailed to you within 15 days.

: Complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service P.O. Box 105281 Atlanta, GA 30348-5281 Free Credit Reports - FTC Consumer Advice

: Visit AnnualCreditReport.com to request and download your reports instantly.

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The federal government authorizes only one central source for these free reports: credit-report-for-free

: Call 1-877-322-8228 to have reports mailed to you within 15 days. Under the , you have the legal right

: Complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service P.O. Box 105281 Atlanta, GA 30348-5281 Free Credit Reports - FTC Consumer Advice : Complete the Annual Credit Report Request Form

: Visit AnnualCreditReport.com to request and download your reports instantly.