Credit-and-check — Must Try

: Occurs when you apply for credit. It is recorded on your report and can temporarily lower your credit score.

: Your reputation and track record for repaying debt. credit-and-check

: Lenders use them to gauge risk before granting loans, renting an apartment, or offering credit cards. Types of Checks : : Occurs when you apply for credit

: External factors like the economy or the specific purpose of the loan. renting an apartment

A (also known as a credit inquiry or pull ) is a review of your financial history by a lender or organization to assess your reliability as a borrower.

Searches on your report: Soft and hard credit checks - Experian