Updated 10 January 2025
: The national median home price sits at approximately $425,000 , with modest projected growth of 1-4% this year.
As of early 2026, the housing landscape has stabilized but remains expensive: cheaper to rent or buy
The 2026 Dilemma: Is It Cheaper to Rent or Buy? Deciding whether to sign a lease or a mortgage in 2026 is no longer a simple "renting is throwing money away" calculation. With the current market showing that than buying on a monthly basis in many major areas , the "cheaper" option depends entirely on your timeline. The 2026 Market at a Glance : The national median home price sits at
: Averaging around 6.0% to 6.4% , offering some relief from previous peaks but remaining high compared to historical lows. cheaper to rent or buy
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