: After making a purchase of $100 or more at Best Buy with your Chase card, log into the Chase Mobile® app or Chase.com. Look for the "Pay Over Time" link next to your transaction to choose a plan duration (usually 3 to 24 months).

Before you hit "buy," always check your in the app. Chase frequently partners with retailers like Best Buy to offer statement credits—sometimes 5% to 10% back on your purchase.

: Your card is technically charged for the full amount, and Chase then issues a statement credit for the dollar value of the points used within a few business days. 2. Chase Pay Over Time: Buy Now, Pay Later

: During checkout on BestBuy.com, you’ll see an option to see your points balance. You can choose to use points to cover all or just a portion of your order.