Anytime | Can You Buy Private Health Insurance

The short answer is , you generally cannot buy comprehensive private health insurance at just any time . Most major medical plans are only available during the annual Open Enrollment Period (typically November 1 to mid-January).

If you experience a major life change, you may qualify for a (SEP). Common qualifying events include:

Gaining U.S. citizenship or being released from incarceration. 2. Year-Round Alternatives can you buy private health insurance anytime

Special Enrollment Period - the Health Insurance Marketplace

Losing a job-based plan, turning 26 and aging out of a parent's plan, or losing Medicaid eligibility. The short answer is , you generally cannot

If you don't qualify for an SEP, you can still access certain types of coverage at any time:

Getting married, having a baby, adopting a child, or a death in the family that impacts your current plan. Common qualifying events include: Gaining U

However, there are two major exceptions that allow you to get coverage year-round: 1. Qualifying Life Events (Special Enrollment)