Research in your specific state.

These can cover the 3% or 3.5% required by conventional or FHA loans. Ask the bank (the seller) to pay your closing costs.

The home must meet "Minimum Property Requirements" (safety and habitability). For homes in designated rural and suburban areas. Designed for low-to-moderate-income buyers. Focuses on community development. 🛠️ Financing Fixer-Uppers

Even with 0% down, you still need to pay for inspections, appraisals, and title searches. How to Get Started

Many foreclosures are in poor condition and won't qualify for standard 0% down loans. In these cases, you might use: Allows you to roll repair costs into the mortgage.