Can I Buy Health Insurance Today Apr 2026

If you do not have a "qualifying life event," your next chance to enroll in standard ACA-compliant coverage will be during the , which is scheduled to begin on November 1, 2026 . How to Buy Health Insurance Today

: If you've experienced a major life change in the last 60 days , you can enroll now on HealthCare.gov or your state's marketplace. Common events include:

: Losing a job-based plan, or Medicaid/CHIP eligibility. can i buy health insurance today

: Eligible applicants for state-funded subsidies had a special enrollment window active as of mid-April 2026.

: You can apply for and enroll in Medicaid or the Children's Health Insurance Program (CHIP) at any time during the year if you qualify based on income. If you do not have a "qualifying life

: If you don't qualify for the above, you might consider short-term medical plans . While these are available today, they often do not cover pre-existing conditions and may have limited benefits compared to ACA plans.

: Moving to a new ZIP code or county that offers different plans. : Eligible applicants for state-funded subsidies had a

: Getting married, having a baby, adopting a child, or a death in the family.