The official, government-mandated number to request free reports from Equifax , Experian , and TransUnion simultaneously is: : (877) 322-8228 .

You may also contact individual bureaus directly for specific issues, such as placing a credit freeze or disputing an error. Phone Number (866) 349-5191 General inquiries & disputes Experian (888) 397-3742 Credit reports & score assistance TransUnion (800) 916-8800 Credit freezes & general help 3. Information You Will Need

In the United States, you can request a free copy of your credit report by phone from the three major bureaus once per week through the central authorized service AnnualCreditReport.com .

To verify your identity over the phone, have the following ready: How do I dispute an error on my credit report?