Buying U.S. savings bonds for grandchildren is a low-risk, government-backed way to build their long-term financial security. Two primary types are currently available: , which are guaranteed to double in value after 20 years, and Series I , which provide protection against inflation. Buying and Gifting Process
: You can buy between $25 and $10,000 per series, per person, in a single calendar year.
: For children under 18, a parent or adult custodian must set up a minor-linked account within their own primary TreasuryDirect account to receive the bond. Choosing Between Series EE and Series I buying savings bonds for grandchildren
: You must hold a gift bond in your own account for at least five business days before you can deliver it to the recipient's account.
Specifically designed to protect against rising costs. Format Available only in electronic form . Buying U
Combined fixed rate and a variable rate that adjusts for inflation every six months. Guaranteed to double in value if held for 20 years.
You can purchase electronic savings bonds directly through the U.S. Treasury's official site, TreasuryDirect . Buying and Gifting Process : You can buy
Available electronically; paper I bonds can also be purchased specifically using an . Key Considerations Giving savings bonds as gifts - TreasuryDirect