Prominent private insurers in NY for 2026 include EmblemHealth , Fidelis Care , UnitedHealthcare , and Oscar Health . You can also buy directly from these companies "off-exchange," but you will not be eligible for any financial help.
You can apply online, by phone at , or through free in-person Enrollment Assistors . Feature to Check Why It Matters Provider Network buying private health insurance in ny
For 2026, this cannot exceed for individuals or $21,200 for families. Prominent private insurers in NY for 2026 include