: These programs provide free or low-cost coverage for pregnant women who meet income requirements. Unlike private plans, you can apply for Medicaid and CHIP at any time during the year.
Note: A few states (including New York, New Jersey, and Maryland) allow a special enrollment period specifically triggered by the confirmation of pregnancy . Mandatory Maternity Benefits
: Routine doctor visits, lab tests, and screenings (like gestational diabetes tests) are often covered with no copay or coinsurance .
: While becoming pregnant does not usually trigger a special enrollment window in most states, the birth of a child does, giving you 60 days to enroll in or change plans.
Buying Health Insurance While Pregnant Apr 2026
: These programs provide free or low-cost coverage for pregnant women who meet income requirements. Unlike private plans, you can apply for Medicaid and CHIP at any time during the year.
Note: A few states (including New York, New Jersey, and Maryland) allow a special enrollment period specifically triggered by the confirmation of pregnancy . Mandatory Maternity Benefits
: Routine doctor visits, lab tests, and screenings (like gestational diabetes tests) are often covered with no copay or coinsurance .
: While becoming pregnant does not usually trigger a special enrollment window in most states, the birth of a child does, giving you 60 days to enroll in or change plans.