Health Insurance For Dummies | Buying

Insurance companies have "networks" of doctors they’ve negotiated cheaper rates with.

: Usually limits coverage to care from doctors who work for or with the HMO. You typically need a referral from a primary doctor to see a specialist. buying health insurance for dummies

: A fixed dollar amount (e.g., $25) you pay for a specific service, like a doctor's visit or a prescription. buying health insurance for dummies

: Check Medicaid or Medicare if you meet specific income or age requirements. buying health insurance for dummies