While conventional loans often require a minimum score of 620, government-backed programs are much more flexible: Can you buy a house with no credit? - Rocket Mortgage
: Utility bills (electricity, water, gas), cell phone, and internet service.
: Lenders will ask for proof of consistent, on-time payments over 12–24 months for non-debt expenses. Common sources include: Housing : Rent payment history is the strongest evidence.
