Government programs often provide the most accessible path for those with limited capital, as many offer options.
Approach friends, family, or former colleagues. Structured agreements can turn these relationships into formal business partnerships where they provide the capital and you provide the "sweat equity". 3. Seek Franchisor-Specific Financing buying a franchise with no money
If you lack funds but have strong operational skills, you can pitch a "sweat equity" model to a wealthy investor. Government programs often provide the most accessible path
Find an investor to fund the startup costs (franchise fee, equipment, build-out) in exchange for majority ownership, while you manage the daily operations for a salary plus a minority equity stake. 000 to ₹5 lakh)
Specifically for women entrepreneurs, offering low-interest loans up to ₹15 lakh with zero processing fees . 2. Pitch to Equity Partners or Investors
Provides composite loans between ₹10 lakh and ₹1 crore for SC/ST and women entrepreneurs establishing their first venture.
These are specifically for micro and small businesses. You can access up to ₹10 lakh across three categories: Shishu (up to ₹50,000), Kishore (₹50,000 to ₹5 lakh), and Tarun (₹5 lakh to ₹10 lakh).