Buying A Bond For A Child Apr 2026

: These are designed to protect against inflation. They earn a combined interest rate: a fixed rate plus a variable rate that is adjusted every six months based on inflation.

You can purchase digital savings bonds directly from the U.S. government through TreasuryDirect.gov . buying a bond for a child

: Within your account, you can create a "Minor Linked Account" for a child under 18. : These are designed to protect against inflation

: You must hold the bond in your account for at least five business days before electronically delivering it to the child's linked account. Key Rules & Tax Tips Using bonds for higher education - TreasuryDirect buying a bond for a child